I've failed before, I'm not afraid to fail again.I had to put complete faith in a group of strangers I had never personally met before and systems I knew weren't completely reliable.

This would be done by allowing automated systems, powered by algorithms, to harvest the data and turn it into credit reports.From the report:“The use of non-financial data will have large effects on the provision of financial services.

Well said about the spouse/family support system.

@Ryan Maguire water in basements in the Midwest is almost a given unless you take steps to control it...what you are describing is a freak event...the sewer system was overwhelmed...getting 5in rain in this part of the country usually only happens from hurricanes from the Gulf...Sounds like you got it sorted...could have been worse

Of course, we obliged and though we didn't have any formal system of accountability, I think that the time he spent with all of us helped establish a new standard for what was normal.

This will be my first buy & hold so looking to get some systems set in place!

The seller negotiated to have a RO system put in however we disagreed and wanted the lead pipe completely removed or the selling price be brought down accordingly.

The builder has been giving us the run-around on compensation for damages to tenants possessions, and the issue appears to be systemic as the same issue happened with a couple of other units in the same community. 

And it costs money to obtain them from the online system.

My floor system is 1.5" and ceiling height is 10', so 11.5' total.