Or default month salary?

Add up the numbers:1 - Offer from Buyer using Seller Financing = $195k (since you didn't mention anything different, I'm assuming they are giving you your Asking Price3 - Monthly payments for 15 years = 180 payments (I'm assuming since you didn't mention a balloon payment, the loan is fully amortized)4 - Monthly payment on loan balance of $155k @ 6% = $1307.985 - Total Payments from Loan over 15 year period = 180 x $1307.98 = $235,436.406 - ...plus, DP 0f $40k7 - Total cost (and income to you) = $275,436.40....on a property worth $195k8 - ...that you should still have lien rights to...just in case the buyer defaults...if you don't want to take the deal, I'll buy the property from you and sell it to this other buyer.

Websites such as www.propertyradar.com, which connects with public records data nationwide, allows you to search properties that have had a Notice of Default (N.O.D) filed.

The option and equity payments are fully earned - if the tenant defaults, the park owner won't refund any of the money put up.In the sale of a Park like this, how is the option/equity money usually dealt with. 

You get possession of the property if you bid equal to or more than the amount defaulted on the original loan.

In order to be eligible to claim the subtraction, the taxpayer must not, at the time of the claim, either→ have any overdue state tax liabilities, including any uncollectible tax liabilities resulting from bankruptcy; or→ be in default on any contractual obligations owed to the state or to any local government within Colorado.A qualified taxpayer may claim the subtraction for qualifying capital gains the taxpayer recognizes from property the taxpayer owns either directly or through a pass-through entity, such as a partnership or S corporation, provided that all applicable requirements are met.Qualifying capital gainsThe subtraction is allowed only for capital gains that meet all applicable requirements.

I am not necessarily going to complain because at least I am getting all my money back out but this really negatively impacts my prior strategy.She implied that Bank Examiners are really crunching down on real estate lenders to prevent bank defaults. 

I have never had someone show up to contest, so I have easily gotten a default judgement.

I have won all my small claims EVERY single time except once when I forgot and no showed and got defaulted  LOL   

Kruse goes on to suggest that federal and local foreclosure and eviction bans, which have periodically been extended throughout the course of the COVID-19 pandemic, would allow for nonperforming mortgages to be further along in default status, negatively impacting the homeowner once the ban is lifted.