You are correct in that once you have identified a neighborhood and you see a rental listing come on you need to run there immediately with credit reports and money.

I will try to track all expenses to share my whole process with you.

My credit score is 800+.  

That won't be until Nov or Dec.Swanny  Thank you for taking the time for the detailed reply it is much appreciated  Wow I have to be honest reading through that is like reading another language I have no clue what so much of that even means  I started with a single family house bought with credit cards  lol.  

My credit is not good...any advice would be appreciated.

My credit is not good...any advice would be appreciated.

The amount of the buyout can range depending on your credit score and how much you are putting down (and a few other items).

We have a software program at work that tracks this, and I can tell you it is HIGHLY localized (as in down to the block), even within a given MSA (market).  

I am sure they could back track receipts, but she would still be worried on flagging Marg's income stream. 

More specifically, they are worried that the appraisers won't give full credit for the upgrades, and will not / may not look outside of the development to find comps (even though the others are less than a mile away).