Therefore, you should be able to get a conventional Cash-out Refinance at 5% - 6% APR/30 year amortization. 

I'm being charged $9,071 and through research, it says that it's usually $3.5-7.5k.

Hey Marco,Its great to see you taking charge of your future.

To do the refinance you're going to need to do the refinance in your personal name in order to get conventional financing. 

Also, I charge more in rent if a unit is rented to 4 people as opposed to 2, as I cover some utilities.

My husband and I are buying a VA foreclosure with a conventional loan (cash would have been nice, but wasn’t an option at the time).

I am looking at a property on auction.com and the listing says: Conventional Financing Not Available.Does anyone know if this contingency is based on the time that is required to close or whether it is just a protective clause in case there is a cloud on title and financing would not come through.I have a hard money loan lined up for it and would plan to back into a mortgage as the property barely needs any work. 

You're in charge. 

If you create a single member LLC, you won't need a CPA as it is a disregarded tax entity and you will report it on your regular 1040.However, since Olmstead vs FTC, single member LLC are not very good for asset protection anymore in Florida (charging order is not the sole remedy).

I have done some digging and have found who is in charge of the estate/owner of the property and their mailing address.