This is going to be what you do for the rest of your life as you constantly tweak and insert what you learned into action. 2.

It makes life sooooo much easier. 

Concerns: Adding 5 years to our life goals.Rising Interest Rates.Less upside in a single family these days.Pulling back considerably on a comfortable lifestyle to make big mortgage payments.Thanks in advance, BP. 

I've lived in this house pretty much 3/4 of my life besides the years serving in the military and inherited it from my mom passing away.

Don't try to convince everyone you are an idiot before you even begin...they might believe you.Just be proud to say what you really are, which seems to be an intelligent guy who knows the area, has a lot of work experience in the field (and life experience) and is eager to learn more about REI and buy his first property.

Some will have dips of course but not as bad as some intown Atlanta areas.I have lived in GA all of my life but I am more of a suburbanite  so do not like to be in these ultra compact areas so my views might not be the norm.

What is the vision you have for your life? 

From then on I started to see life differently.

Beyond that, life is calling you.

It's all based on numbers, that are minimum/maximums that I redetermine (my REI Plan does actually), which in turn is based on my financial requirements (real life).In other words, I'm not looking for needles in haystacks, I'm looking for stacks of needles, by using reverse engineering.