I also can't be involved with any REO/Shortsale properties where my bank has or services the loan.Are you communing from Avon to the city?

In terms of paying someone to find a tenant, it seems I have two options:1) A real estate agent (the one who helped me buy the place)2) A tenant locator service (apartmentsnow)What's the best way to go about this?  

After your debt service of $800 a month, you will have $40 a month leftover.

He seemed to think that it was likely the Council would not approve my application for the special use permit simply because they didn't have a plan in place to regulate STRs and wouldn't want to open that can of worms.Because we are not willing to do business in a city that cannot give us a license we sold the house and found one in the county that did have a process in place, and now we are approved and in business.Moral of the story is that just because a city does not have any restrictions against STRs does not mean that they actually have a process in place to license them.

Consequently, I can't do it over a giant metro area encompassing 12 suburbs so my method has limited applicability.

I've also talked to a couple other lenders (including a hard money lender) in regards to another property and all they need is for me to fill out their online application to get the pre-approval.

Those refineries, and oil service workers will return. 

Hi Quinton,This may or may not be applicable to you, but if by "unemployed" you mean "on temporary disability, but my job is waiting for me when I get better, and we have an estimated return to work date," than this would be a scenario where ADA trumps ATR and you can still get a traditional mortgage.Fannie guideline on long-term/permanent disability, on social security disability, and on what may be applicable to you: "temporary leave income," which includes short term medical disabilities.For that last one:Just like women/men on maternity/paternity/pregnant leave, a gap between temporarily reduced income due to medical condition, and your normal income, can be made up for using asset depletion.

Find a lender/broker who is very familiar with these loans and you should be fine.You do not have to pay the fee if you are a: Veteran receiving VA compensation for a service-connected disability, ORVeteran who would be entitled to receive compensation for a service-connected disability if you did not receive retirement or active duty pay, ORSurviving spouse of a Veteran who died in service or from a service-connected disabilitysource: https://www.benefits.va.gov/homeloans/purchaseco_l...Source for how much your funding fee  will be:  https://www.benefits.va.gov/homeloans/documents/do...Curious as to why you are exempt from property taxes.

Some services offer a great price, but it's only for 1 photo - which is not useful for most properties.4.