Lets goooooo Thanks for the mention @Michael Smythe,G'Day Geoff,We got your investor application and thanks for sending the POF.Our on-boarding is pretty stringent and we are known for turning down a lot of business.This approach has helped us eliminate headaches for the investor and us if we don't see a good fit.I'm looking forward to jumping on a call and discussing further and if nothing else at least pointing you in the right direction.I also suggest chatting with @Jackelyn Lee.

In addition, I included my plan strategy in the attachments. 

Can you sell or allocate this to yourself or other people, the upfront additional write-off per your agreement.

I'd suggest looking at each of those and deciding which is best for you.

- Are they willing to add you to their insurance as "additionally insured"?

Additionally, the flexibility of renting allows residents to adapt to changing life circumstances without being tied down by a mortgage.From an investor perspective, BTR projects present an attractive opportunity to capitalize on the growing demand for rental housing in high-growth markets.

I’m additionally, wondering if that’s gonna affect my credit.

He could go out of his way to try to separately finance each half, but I've never seen any guidance suggesting that is necessary. 

What other option would be suggested rather than DSCR? 

My database suggests roughly 2 X SDE (Seller's Discretionary Earnings).