I'm new to the world of land lording but have hired dozens of people in my career.

In my world there is a balance between maximizing ROI and generating a decent income with minimal headaches.

The other great thing is you get to a point where you realize a NO is not the end of the world and that what others think about you may not be that important. 

For example, if I had $100000 of credit card debt, but $80,000 in the bank, I would be a great candidate for a partner in your world perhaps. 

IDK what options you have on terms in student loan world.

In what world would you see that as a suitable return in exchange for your risk of offering 80% + leverage on something based on someone's W2 income coming from a job likely to be rendered obsolete at some point. 

Communication from one department to another could break down and you could find yourself in a world of hurt!

For IRS debt.But I know you are phrasing it as "this is what should happen", in a perfect world. 

They don't like to do repairs or finish things so it should be truly move-in ready.The 55 plus market is also seasonal, yes properties turnover all year but a bulk of them will be in the first quarter in Mesa.In summary, know your market, control your costs, and hopefully, have a unit ready in January in a perfect world.

Was curious what the BP world had to say.