Bottom line, low interest rates - we have not seen such an environment in ages.

This will eliminate all but the well financed, real estate knowledgeable, and transparent operator, who should thrive in this coming environment.   

I know the mortgage broker will need to make a living and the situation right now is not particularly conducive for doing business, but is it what is considered "normal" in this environment? 

Especially in this environment, most of the relationship lenders are pulling back and being more conservative.

If rates rise, it is typically the sign of a healthy economy and inflation, both of which should drive up rents (and market value) to help offset the interest rate environment.  

Just be sure to keep underwriting conservatively with healthy cashflow and you can buy in any environment.  

There is value in a good culture, training, environment, etc., especially as you get started but also beyond. 

Good Morning Everybody,In this environment (as I am sure everybody has experienced) - it has been challenging in obtaining permanent financing.I have come across some deals where the debt is not "Assumable" but the seller maybe open to a "Subject To" loan.My question is if a "Subject To" loan is done - will the "Due On Sale" clause be executed by the lender (bank)?

Breaking even/positively cash flowing is definitely still attainable with turnkey companies that know what they are doing, even in this rate environment.

Insurance - ValuePenguinLow operating costs - The two most significant operating costs are typically property taxes and insurance.Property tax rates: State Property Tax Rates - Rocket MortgageInsurance rates: Insurance - ValuePenguinNo rent control of any kind: Google searchPro-business legislative environment: Google searchSo, if Chattanooga does not meet these goals, I recommend investing in a city that does.