One quoted at what I believe it'll appraise at ($85k), one at their minimum policy ($100k), one at their replacement cost estimate ($160k), and one at their replacement cost ($200k)... good golly.

Wachovia (now Wells Fargo) has a long standing policy to check credit on HELOCs.

There are a few great topics on LLCs here, to have one or not, umbrella policies, other alternatives.

This is when we reviewed Airbnb review guidelines and policies.

Get an umbrella policy per LLC (apparently we can't get it per building?)

Use a title company, if typical for your state, and get a lender's policy. 

If you structure it properly you’ll have more cash value than you paid into the policy.

How much do you get or recommend getting for the policy?  

I will soon be looking for insurance and need some advice on what kind of policy ill be needing.

Damage to her furniture should be covered by her renter's insurance policy, which she should have.8.