his or the American people's?

Do you (the general American you) not have a condition date at which time the buyer must waive all their conditions (financing, home inspection, etc), and after that the deposit becomes non-refundable?

I'm a teacher/freelance writer and he's a doctor (Chinese doctors are NOT well paid like their American counterparts!

I would see if companies like first american and other large title insurance carriers have courses (see below).First American Eagle Academy 

Always learn and develop a hunger for knowledge.Financially there is only three powerful things to understand.Compound interestThe true value of owning assetsThe power of passive incomeThe American dream is a fraud.

@Scott Schultz  and the federal lawyer will say you used the proceeds to fund your extravagant lifestyle    just watch American Greed its the first words out of a prosecutors mouth..

My husband ventured into IT outsourcing and I (Filipino-American born in the Philippines)  here eventually became a Real Estate Professional.  

Maybe because it is the color of American money. 

So you're right that it's not unique to REI, but it's an easy way for the average american (with a day job, no other businesses) to increase their income.As far as interest goes... well it's nice if you don't need money for loans, but some of us aren't as well off as you are (yet ;)).

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