You have to remember, hedge funds and wall street have boat loads of cash they “have to” deploy somewhere!

Get another electrician. 100A is not sufficient for modern loads.

As indicated the umbrella policy guarantees you have a heavy weight on your side.I sleep well and do not worry about everything that can go wrong. 

The community/forums on Biggerpockets alone is worth its weight in gold and the support is like no other.

That's not a good way to lose weight!"

If your partner is dealing with one personal crisis after another, you may find yourself carrying the weight of the business.

Once a home is 20+ years old, the cycles for these things become almost random because they have been replaced before you purchased the property at least once and many times multiple times. 17.5% for CapEx and maintenance is higher than what I budget for on 100+ year old house conversions so you should be safe at that number.It is important to remember that a lot of this could be front loaded.

We loaded seven 30 yard dumpsters, trashed out the house.

We loaded seven 30 yard dumpsters, trashed out the house.

I personally would do the cash out refi on my home even with the higher rates because I believe I can make higher than 5%-6% return on my money, but I am also not worried about my overall debt load.