I'm psyched to have found this site, because it's just packed with awesome people and information.

Luke, welcome to the site.

BiggerPockets.com was selected today to be Sweet Site of the Day!

:crying:That is illegal for them to do, it violates the FCRA and entitles you to $1000 per violation either by the credit bereaus or the collection agency or even by the original creditor.You need to find out who, has your account, then basically you send them a proof of verification letter to have them confirms that if fact you do have a written contract with them.

Thanks DK, yes I been trying to read as much on this site as possible.

I've seen the term used on a couple sites and have no idea what they are talking about.

:lol: Hello My Name is Mario Dominguez and I am a New Realtor Glad to join your site, thank you, I work in Santa Ana Ca If I can be of help to you please contact me @ E-Mail [email protected] Also you can contact me @ (714) 836-9840 and ask for Mario Ortega or Mario Dominguez Thank You

I have already received some valuable information from this site.

Philadelphia lost 25% of its population in 50 years and went from 2 to 1.5 millions.I am personnaly from MD (DC area) and I am looking to buy something outside my state where prices more than doubled in 5 years and where it is almost impossible for small investors to find something with a nice cash flow now.By the way I visited your site.

I've been looking on the site the last couple of weeks and have picked up a lot of valuable info.