Always happy to help

Zach also helped educate me about the process and gave me some information that other contractors did not. 

Memphis also has a diverse economy and a growing job market, which helps stabilize rental demand.Moreover, Memphis has a strong rental market with a high percentage of renters, which aligns well with a long-term passive income strategy.

I also don't want to have to pay to furnish a 2,000sq ft home for those, or for a padsplit.All help appreciated!

See if that helps them pay up.

However, if they do, they are likely just 'okay' with it and would likely leverage the 10-07 market rent analysis on the appraisal to actually calculate and determine the official DSCR during Underwriting.Hope that helps, if you do have a tenant who is willing to be flexible, the 12 month is always the safest bet.

Hopefully you can help fix this! 

They have worked on a lot of projects for investors I have worked with and I'm sure they could help you on this current or future projects .

Options are limited but I have a source that can help with permanent financing, i.e. 30 yr fixed, interest only 30 year term.

They come from a good place of wanting to make connections or get help, but the way you make your request in the forums can open you up to a lot of pitching if you are not careful.