Really should not effect your assessment of value but could influence how likely your offer might be accepted.If you can estimate the repairs well and you feel good about your ARV you should know what you are willing to spend so just get out there and make an offer!

Flood insurance is influenced by how far the living level is above the base flood elevation level and where the mechanicals are.

Owner occupied part needs to be close to a year or just over to avoid issues claiming owner occupied unless you can show good cause to move out before that.You might get a third party influence, like parents or trusted friend for both of you to address the move NOW issue if it's causing conflict and agreement on the best plan.Don't go after that additional money, stay with the bank loan as that is what you qualify for.

Sometimes it's easier to do this because you're not influenced by a sheet of numbers you got from the owner.

If on the other hand you are attempting to cover up defects in the property, I would question whether it was worth the potential damage to my reputation.However, either way if you can sell direct to the potential home owner with light makeover for substantially more profit than to a rehabber, then sell to the home owner.

I am happy to know that I had some influence in helping to generate new active members on BP.I also want to point out that I certainly did not start out with million dollar deals, rather, I worked up to them and will now strive for 8 figure deals.

However, if you want to sell in a downturn, you might be stuck with a substantial less than ideal portfolio.Don't be in a rush.

The rental properties I purchased are in Conroe, an area where I know substantial development is occurring, vacancy rates are low, rents are high enough to meet the 1% rule, and schools are good in the area.

I agree their average acceptance is probably around 10% .. however, the main way gurus had taught investors to buy Short Sales was to 'influence' the BPO so the lender thinks the market value is 20% less than what it actually may be worth.

I don't like to bet on appreciation, so I'm not sure I'd let that influence the decision too much.