I have clients that are MD's.How they might want to invest depends on how many years left until retirement.New doctor's just getting into practice have hefty school fees to pay back and also business start up costs with machines etc.

Anyone knows a Real Estate agent familiar with VR regulations in Miami?

Also, if anyone has any tips on house hacking or multi family rentals in Edmonton then drop me a message.I'm looking forward to learning and putting some of that knowledge into practice!!

I know the answer obviously depends on your local market or how hard you negotiate but just wanted to see what some folks were actually doing in practice.   

I would like to start a good discussion here as partnering in real estate is a common practice. 

Real estate agents, mortgage lenders, title companies and escrow companies are familiar with harried changes to the HUD-1 closing statement and to mortgage documents, which changes often lead to aggravating delays and additional costs.As of August 1, 2015 our closing table dramas are scheduled to come to an end.The Real Estate Settlement Procedures Act (RESPA), Federal legislation enacted in 1974 to protect consumers from unscrupulous and confusing real estate practices, is changing in several significant ways.

Be mindful L/O are heavy regulated here in NC.

There is actually a ton of guidance on many different topics inside that guidance including but not limited to payment allocation, force placed insurance, bankruptcy responses, payoff demands and others topics as they related to the amendments of RESPA and TILA or Regulations Z and X which is what govern mortgage settlement and servicing.  

The older generations did not have computers, cell phones, financial calculators, ...etc, but they had a lot of common practical sense and deeper understanding of life matters.

Finance is not real estate, it's simply the collateral to a mortgage, it is highly regulated and violations can be felony charges with stiff penalties, big bang screw ups can get you 10 years and/or $100,000 fines plus  the loss of a note and costs.