OR you can take a smaller loan and leave more money in the deal to increase your cash flow due to the lower mortgage payment.How do you guys navigate this?

There you will be asked your criteria and then after answering a few questions you will be matched with 3-5 agents or loan officers in your area.

This strategic move paid off handsomely as we were able to command higher rents than initially projected.Here are the key financial details of the deal:Purchase Price: $270,000 (jointly with a partner)Financing: Obtained a commercial bank loan with a 30% down payment, 7% interest rate, and a 20-year amortization period.Initial Rents: $1050 and $1250Current Rents: $1400 and pre-leasing for $1500 (making it a 1% rule deal!)

Anyone has experience with this loan?

How do you calculate loan constant? 

Let's use an example House in Spring for 190k, if you do it correctly and get a loan as an investment you need 20% down. 

I'm wondering if this would qualify for conventional financing, or I would be looking at commercial loans only.

I do loans all the time on government leased properties and they can be great tenants.Mark

This is my first time hearing about DSCR loans.

I just did three loans up in the Jasper/Big Canoe area near you and we have a real estate investment arm that has JV'd a lot over the past decade+.