Maine has the efficiency Maine program, of course, which can reimburse for some energy upgrades.

They will service loans under 70k and if this is for an LLC they have great terms for their portfolio loan program. 

if the owner is paying the utilities , go count the meters and verfy that the buildings are legal 9 families, there should also a public landing meter for each building for the hallways and out door lighting . i dont know what state your in but also make sure the tenants aren't on some sort of programs where the landlord is required pay the utilities to have the tenants .

I believe they have a subscription system however from what I recall it's a little bit expensive and is not very user friendly.You can pull the public data from the various websites and then go and extrapolate everything, but unless you've got a pretty good programmer who can build out some engines to go scrape everything you will end up doing a lot of that mining manually.

@Matt Shields, right now 6700 new units are being built in South Baltimore alone, crime is down this year, and the only reason why Baltimore is losing people is because the biggest voucher program in Baltimore called MBQ is forcing all new voucher holders to rent in opportunity areas, ie towns outside the city in Baltimore County areas with low crime, low unemployment, ie really nice areas where houses sell for 300K. 

This is pretty simple for your CPA to figure and the depreciation tables are available online in IRS publication 946: How to depreciate property. 

No entry basement conversion complaint .CN196029Post name, address, and telephone of owner, owner's agent for managing, controlling or collecting rents, and any other person managing or controlling building conspicuously where accessible or visible to public way. (13-12-030)Building - No owner's I.D. sign posted .

I suggest you focus on your Step 1 so you'll get matched into a good residency program and then you can pay down your 400k debt :]

There is less competition in the dirt and there are programs to abate demolition and nuisance liens in Duval County.

There are programs that utilize the operating statements and rent rolls instead of Schedule E's.