Please share any creative strategies, or share if you've been in this position, or even just basic strategies that you'd do in my shoes?

Don’t be caught in the trap of endlessly buying books and courses without putting your knowledge into action resulting in profiting from real estate.#3 Look at Numerous PropertiesWhen you start investing in real estate, you don’t have experience finding, buying, rehabbing, and flipping or leasing properties to tenants.

@Alshan Sanyou are in an interesting position.

It literally turned my world upside down and helped me to take action in my financial life.

From seeing the area boom over the last few years, and even just recently has put me in high speed action.

I have a friend who invested in Indianapolis and has positive cash flow. 

You need to beef up your cash position to account for reserves etc ....

2.What is their position?

It is secured by property (albeit 2nd position) and they aren't on the hook for the existing mortgage.

That means it would take you over 16 years to recover it and break even...which is when you start to turn a profit.The worst thing you can do is to think you can turn a negative CF property into a positive one with a larger DP.