I could see the bank wanting the ADU back if they feel the ADU was supporting the appraisal.  

We're in Ohio, feel free to connect...

I have known them to let things slid plenty of times if with some Q&A it comes apparent a person knew what they were doing, used good correct practices.

If you need liability coverage only, you can get a personal umbrella insurance policy from most carriers, likely your current property insurance company would be the one I'd start with.~ Lindsey

I personally believe its harder to find a great tax professional who doesnt just know the basics.

Any info, insight, or personal experiences in regard to hard money lenders and/or rehabbing before refinance would be greatly appreciated. 

If rates were to drop, you can now feel confident in selling your home, paying off the HELOC and getting a new downsized home at a lower rate than the current market.

We are wondering how we can finance a mobile home + land but have it under an LLC instead of our personal names. 

Learning about the seller's approach and way of thinking can help you make your negotiation plan more effective.Every seller in the real estate market is different, just like every person is different.

It’s nothing personal it’s just a fact of life.