However, I'd be curious how the second position lending would impact buyer's option for assumption.

What are my legal options? 

Your credit and some basic liquid assets matter, too.Finally, DSCR loans are for “turnkey” properties only, meaning any property needing any significant renovations or rehab is not going to qualify, and you will likely need to explore hard money options instead.https://www.biggerpockets.com/blog/dscr-loans-terms-to-knowAnd extremely relevant to your post: BRRRR Loans: What Are the Options, and How Do DSCR Loans Stack Up?

I just want to make the best decision since I don't know much about real estate and would like to explore as many options as possible.

I have contacted a German attorney who explained some options when I get additional information.  

Work with an independent agent that can talk through your options, shop the market, and let them quote your auto insurance as a bundle along with the property.

It also seems like a lot of the options I find on Zillow and then show to my agent, actually turn out to be illegal multiplexes.

Is Redfin a good option.

Should I explore other hard money options or is this a roadblock Ill continue to face?

If your interested in discussing options please email me at [email protected].