-- and someone more cynical who has been around the block a few times might say "yeah but Edward Jones is a solid tenant, that's super low risk, and they've been there for 15 years already, and are 2 years into another 15 year lease." 

The cost of entry is low, and cash flow is high.You can find distressed off-market duplexes under 120k and SFH under 80k in B to C-class areas.

The rates for our loans for investors including DSCR loans, Fix-n-Flip Loans, and Ground-Up Spec Construction (as well as the rates for consumer Conventional, FHA, VA, and USDA rates) are driven by Treasury Rates as opposed to the Fed Funds rate, but there is a loose connection.

Background in banking and conventional mortgages, brokering and direct lending of private funds for rei's.

One LLC bank account of SDIRA has extra cash which not enough or read to put on property yet,  and the bank gives money market interests, which is under 2%. The banker said to get higher interest, such as 5% needs to ...

If you're new you may have to take the low hanging fruit and deal with some problems and then move up.

Bryant that is very true, we are looking to operate under the states affordable housing guidelines in hopes of utilizing state funding so that's definitely a big one.

@Ricky Malott I, too, am receiving a low ROI.

That repair budget seems a little low. 

For the low cost ones, they don't actually have an in law suite, they just somehow show up in the search.