TIA Hey Sam, Are you pricing this out on a conventional loan?

Lenders will typically only give credit per the terms of the agreement and any realized appreciation while renting will not be considered down payment (although will still benefit the renter/buyer greatly) 

By "better", I mean in terms of (1) return (2) licensing restrictions, and (3) state law. 

I want to do long-term rentals to section 8. 

In your experience, how does creative financing impact the loan approval process compared to traditional lending methods?

I rent on my terms and my conditions, period.

Even if STR goes south, we feel there is decent demand for 30+ day rentals as well as the property prices holding its value long term.

Where can I get private money and someone interested in purchasing 1.5 acresto split the current 3+ acres and leave the1.5 acres with the rentals for the long term deal.

Yeah, you can do it with hard money or DSCR loans.

I mean it sounds like the lender isn't going to loan on it unless it's repaired.So the answer here is seller repairs it, or financing is denied.