How do I write an offer to give them 3 choices to pick from?  

Like someone mentioned above, it helps us do larger and/or more deals.

For example, the Cash-Out loan is tax deductible, but comes with larger closing costs. 

Good luck to all and maybe we can join forces to partner on more and larger deals in the area!! 

I would either get a larger down payment or partner up with another or invest in another market out of state like you said, if your comfortable with it. 

I can tell you now some of the larger wholesalers in DFW burn bridges as fast as they build them.

You have several choices.

I do want to change my primary residence within the next 3-4 years to a larger, semi-permanent home.

What are your thoughts given the numbers and what route may be the best to go, as well as how that compares to other larger institutions and their loan options.In order they are:1)  3% down, prepaid mortgage insurance, single family.2)  3.5% down, FHA, 1-4 unit.3)  0% down , Utah housing NO PMI loan, single family.4)  5% down, prepaid mortgage insurance, 2 unit.I don't think I can come up the the 5% down but if it seems like the best viable option I may be able to squeeze it. 

I am now looking to get into larger properties (my portfolio is duplexes and SFH) so I can utilize the commercial loan side.