I have worked with investors who own large portfolios of resi rentals and the best solution for them has been to lease the systems or use a power purchase agreement (PPA), so that a 3rd party can claim the ITC and pass those savings on to the owner, since they can't take the tax credit on rental property themselves.

I am thinking I can just not have the equity backed by an official note (the people who would be investing with me are a close friend and my family so they trust me) and that would be okay, but I am not sure how un-documenting this large sum of cash would mess with FINRA’s regulations...

Maybe if we did a large enough down payment we could still get a loan, based on my husbands income (which fluctuates) and our other rental income?  

What are your favorite loan products and LLC strategies to optimize scaling in times of economic uncertainty?

BUT it does have a large attic (1800 sq ft) above the property that was an old dance hall in the early 1900's, unfortunately the township won't allow it to be turned into a fourth unit, according to the sellers.So I'm reaching out to BP to see if any one has any ideas to help increase the NOI.I've thought about turning it into laundry but 2/3 units already have laundry, another idea is for storage but there is already a large garage on property that some of the tenants use.Anyway thanks for any input in advance!

However, in the past we have been "hobby flippers" one a year, this year our goal is to do 12 houses,, we are on target for 8 right now as we continue to scale up on our contractors and qualified help.I hope this was enough info to make sense. 

I personally invest in apartement complexes and the problem with these smaller deals is the economy of scales and only having 3 units bringing in all your income and what if 1 of the 3 units happens to go vacant (trust me this will happen), then your cashflow could potentially be wiped out for the entire year.

They by and large are solid homes with outdated kitchens and baths. 

Why that large variation?

With delayed refinance you're able to refinance after 4 weeks and pull your money out therefore you can buy more properties in a short period of time to scale quickly.