However one has $3,700/mth in income while the other has $1,875/mth.

Account ClosedThank you. 

So far I've done things like make my LLC, work on getting a bank account, and work on a PPT for private investors, and have a web site.

I want to replace my income within a reasonable timeframe, so I'm looking at a syndication mentorship with a "guru" who claims I'll close my first syndication deal on a commercial multi-family property within 6 to 12 months.

I assume I need a CFP first to figure out the Roth conversion part and once converted then in comes CPA? 

If cash hits your account, that is often seen as "accepting" a partial payment.Our system will not allow any resident to make a partial payment. 

Starting next year, I’d like to use the property as a primary residence, but I’m trying to take advantage of bonus depreciation running it as STR for remainder of the year and take the paper loss against my spouse’s w2 income.

I'd suggest hiring an accountant.

I think this type of thing will disappear fairly soon since the IRS Chief Counsel recently released a memorandum on the topic of penalties for aiding and abetting understatement of income tax as it relates to cost seg.

STR with a 50% occupancy monthly income I'm guesstimating to be about $2,037.