You are dealing with a Government entity that at best is semi-responsive. 

But, government meddling bugs me, just because I'm a tax payer and I don't trust them, and I know this isn't about safety, it's about cash flow for the city. 

I don't know what the laws are governing lending in Colorado, maybe someone else that knows more can weigh in @Jon Holdman @Don Konipol  You probably need to have someone that is a broker handle this for you, and you may need to be an accredited investor, etc.

Dignowity and Government Hill just east of downtown SA are interesting areas that are getting push from the new Alamo brewery and other east side development projects.

There is no wholesaler fee included - I have the GFE and while the origination fee is around $2,000, the other settlement services include:Appraisal and Appraiser Management Fees ($550)Credit Report ($200)Flood Certification ($5)Government recording charges ($62)Title Services ($818)Title Insurance ($265)Escrow Deposit for taxes/insurance ($400)Homeowner's Insurance ($600)That really kicks it up.

BTW...you can still do these types of contracts, it's just heavily regulated. 

It couldn't be vented outside due to city regulations so I had a Condensation Dryer.  

California does have a regulation for that. 

Thanks very much for your insightful comments, @David Oldenburg and @John Blackman, and for everyone's thoughts.With regard to some of the projects people are discussing, the crowdfunding regulations under which those are managed limits the ability to discuss the specifics beyond registered accredited investors, particularly those involved with the projects.  

(Effective January 1, 2015) (Adds Article VII, Section 25(B)(3)Proposed Amendment No. 13Act 872 of the 2014 Regular SessionDo you support an amendment to authorize the governing authority of the city of New Orleans to sell at a price fixed by the legislature property located in the Lower Ninth Ward of the city of New Orleans?