Also if they default on the wrap its easier to unwind and gives you more control.. either way though your on the hook for the 100k.. and if they dont pay you still have to pay on the 100k while you foreclose on your wrap note..

Are you sticking to your local market or going out-of-state?

You have come to the right place to begin your investing journey.Have you looked into attending local meetings and joining Facebook groups?

Are there other SaaS platforms folks use to aggregate views for their own use?

As a beginner, before learning about all different types of lenders, I purchased my first investment property under a conventional investment mortgage in my own name. 

The goal is to have positive cash flow, where rental income exceeds your expenses.

You might find saturated areas at prices that don't make sense for your numbers (not profitable).

I currently own a SFH in Staten Island, NY, I am a real estate fanatic ever since I could remember.

Question: If the rate is .625% lower and only saving you $100 net a month, what is your loan amount? 

Hi @Dennis Pulscher, I agree with @Kevin Sobilo - your best bet here is to deliver a 10 Day Demand Notice for non-payment.