I have a nice write up concerning the nature of the business I'm interested in doing with them, but what I don't have is: a list of clients, contractors that I usually work with, proof of funds, and really any sort of legitimizing material to suggest I know what the hell I'm doing.

My wife is concerned that once we get loan, we close it next Thursday, that we will get in trouble if we get loan on this property.

There are some aspects of the post that cause me concern.

I am fairly new to Bigger Pockets and Investing in general. My brother and I are looking into buying a home using the BRRRR idea. We are not sure how to go about figuring out Occupancy Rates for the area we are lookin...

If your greatest concern is a potential downturn, you've already performed the wisest hedge - buying properties in high-demand locations.  ...and if/when things go south, you have a few levers besides price to keep your properties performing:Providing quality finishes to set you units apart (which you may be doing already, based on your remodel comment).  

Is paint vapor permeability a concern? 

They attract children and are potentially dangerous.

It just makes financial sense to do so.If you know that you have to get a commercial loan and put 20-30% down, depending on the lender, you and the property, then why is their a big concern of you living in the property or not? 

I was just curious if BP is concerned with such activity or would they continue to allow this so they can receive the monthly payments from these snakes.

It definitely Challenges baby boomer golden calf concepts, and I agree with many of the premisesHowever, it is a dangerous book, especially for young investors, because most of us were not born rich, and it creates the wrong mindset toward workPeavey