Here's some advice to consider as you begin your journey:Educate Yourself: Take the time to learn about different real estate investment strategies, including BRRRR (Buy, Rehab, Rent, Refinance, Repeat) and turnkey properties.

House hacking can be an excellent strategy to start building wealth through real estate, especially with options like FHA and USDA loans available to help with financing.

All I'm saying is flipping can easily cascade and you are better off creating a strategy that takes advantage of economies of scale.

In dynamic markets like Columbus, OH, where conditions can change, it's important to adapt your strategy.

if the deal still pencils with multiple strategies & you're planning to hold it long term, 20k over (in a higher cost market especially) will probably be chump change down the line. in general, it's good to not miss out on a deal just because you want a homerun deal. taking base hits get us further than waiting around for home runs. just keep in mind that if you have to come to the table with an extra 20k down (which you probably will bc the bank will only lend on the appraised value or PP whichever is lower), and you have to sell for some reason soon, you're probably losing that 20k. a risk you may be down to take if you really know your numbers, have multiple backup plans, and are in it for the long haul!

For example I have a customer in Zurich who needs a mattress and adjustable base that only exists in the USA and they don't want to pay retail pricing.I wish I knew how to do deals like this well with RE and had all the contacts.

As a realtor in Brooklyn and Long Island, I can promise you there are most definitely good rental properties in NY if you look in the right areas and have the correct strategy. 

Do you know what strategy you and your husband are interested in?

Simply put, Columbus has a lot going for it and all 3 strategies can work there.

Home warranties are a scam....Nathan spelled it out perfectly.... they tack on fees for every claim, hire crap companies to bandaid the issue, take forever, crappy customer service and communication.