@Brad Zerhusen My closing costs were:$206 Filing Fees$7,100 Origination Fee$3,500 Appraisal$16.00 Flood Certificate$1,810.32 Title Policy$2,537.40 Lenders Attorney Fee's$7,100 Mortgage Broker Fee's$10,428 Tax Escrow$10,036.74 InsuranceAnd I received $15,374.66 for tax proration.

From there, you pay in all your policy savings from having the higher deductible.

I was hoping that I could get some comment on how to run an effective PM business and some suggestion on policies that can help run keep the business running smoothly.

I only worked for two companies during that time so that allowed me to cross-train in all the different departments such as Searching, Customer Service, Policy and Prelim typist, Escrow Secretary, Receptionist and Title Secretary in the first company.Then I was recruited by a Sales Rep who opened his own company to set up his Word Processing Department where we used Display Writers (that should give you an idea of how long ago that was!)

So, you're pretty sure that the socialistic policies in Sweden, Norway, Canada, Cuba, Egypt, etc, is going to lead to mass exterminations there as well?

I think insurance that would cover me in my first deal or two may be the perfect solution to my dilemma, if such an insurance policy exists.

With active management, clear expectations, and clear policies our 13 year old LLC is now valued at $250,000 net.When my wife and I saw this LLC growing, we paid off all debt in about 4 years (expect for our house), and started saving hard to buy some investment properties.

That is a really good list of things you are working on and sounds like you have some good policies and systems going from the start.Did you really send out 2,000 emails on Craigslist?

,I am having the same policy experience. 10% deductible of the single limit.

Check the HOA's master policy to see what it covers.If it has W/D hookups, consider putting in W/D and try to get closer to $600 (e.g. $595.)