Also on a side note, if any experienced investors have any tips they wish they would have known prior to buying their first property I would like to hear them.

Adjustable Rate Index: One Year T-Bill (1 Yr C T) Change Index: 2.75% Rate Change Frequency: Annually First Change Date: 11/01/2010 Int Rate not <: 2.75% Int Rate not >: 10.87% Maximum Interest Rate: 10.87% Interest Only Period: Prepayment Penalty Rider: No Prepayment Penalty Term: Mortgage Record Recording Date: 07/31/2001 Document #: 2001-222392BK-PG - Loan Amount $211,500 Loan Type: Unknown Loan Type TD Due Date: 08/01/2031 Type of Financing: Interest Rate: Lender Name Lender Type: Lending Institution Borrowers Name Vesting: Joint Tenants Prior Transfer Recording Date: 11/07/1989 Document #: 15463471 BK-PG - Price: $220,000 Document Type: First TD: N/A Type of Sale: Mortgage Doc #: Interest Rate: Lender Name: Buyer Name: Buyer Vesting: Seller Name: Legal description Abbreviated Description.

Logistically, I assume I cash the check from HELOC in my personal account prior to closing than proceed to close with cash. 

Prior to real estate, I worked in editing and self-publishing -- work I love, but real estate pays much better. 

I agree with the prior comments, the only real duplexes now in Northside, and that's an area that is seeing improvement, but is not a very desirable area at the moment IMO.  

If they do not have a relationship with you prior to the communication you've had with them specifically about this property, they should not be "representing" you at all.

I have explained in prior posts that a broken water pipe did severe damage to my house.

Great guy and knows the HML side also as we worked for a HML prior to ESB. 

That way I can respond that my carpet professional felt otherwise and recommended replacement, and even so, if the carpet could be cleaned, why didn't they do so prior to moving out?

I just bought a building where the landlord had the tenants sign away the requirement for 8 day notice prior to filing an eviction.