The most common test of proximate cause under the American legal system is foreseeability.

If you have not listened to this it is a great interview and very informative.I feel confident in my ability to raise money and have some investors currently allowing me to get in to a big deal sooner than later.

Many homes have to be raised, brought to current codes if work exceeds a certain percent of value (which could include raising, etc.).  

•I was once told that there is no true test for black mold.

I would like to test out your approach and mail the letters myself.

The other is you give the company a test drive - and you get to see both sides - the landlord and tenant side. 

He's known that he needs to get started with raising private money for years, but hasn't been able to make it happen.

Now I'm looking to raise private money with some colleagues.  

And even if reserves look strong, be aware that you have almost no control over what the board does unless you are on it, and with the one condo we do own, I'm shocked at what they are willing to spend on, and they have no problem raising our condo fees each year.  

I owned 3 duplexes across from Zeiger elementary (owned them while they were building the school, cutting down trees and raising the water table so our furnaces under the buildings burned out!)