I want a better CF by amortizing the loan over 25 years rather than 20 and the security (and costs) of not having to refinance every 5 years.

.- More secure than window air conditioners not only regarding intruders but also dust and pests.- Many units are designed to both heat and cool allowing for year-round comfort.I hope help you my comment, or to anyone.

., from there we just need a lockbox code and negotiating skills to secure the best price, in addition to the $12,000 Realtor Rebate to borrower at closing.These are on the sales contracts and on the final CD or Closing Statement. 

The plan is to also use a personal loan from family to secure a purchase and reno loan from a hard money lender, then refinance our invested capital back out once the reno is complete and use the rental income to pay off the personal loan with some interest. 

Have accumulated 4 properties, 1. Primary home 2. Duplex/Luxury Town Home properties 3 and 4 are Quadplex and Triplex used as vacation Rentals Primary Home has a equity lineDuplex/Luxury Town home has equity lineQuadp...

By the way.... if I pay of the debt I don't have any money to keep securing properties.

Chris Gordon When analyzing an asset whichever method you use is a forecast as you cannot predict future cash flows or values.

I am not a CPA, so check with yours first, but I believe you are able to file a forms 3115 and 481a (change of method of accounting) which allow you to claim previous year's depreciation without actually amending previous years tax returns. 

I want sufficient insurance, but if something catastrophic were to happen I would construct under more modern building methods.

He stated that this company is owned by Fidelity National Financial (so a secure bank!).