Let's say you start in March, might collect more rent up front thru Sept/Oct....and then if they run out of cash by Jan, you're not left holding 2-3-4-5 months of full rent....it would be the reduced rent.   

I had to tell them which debts I am paying off on my credit report to reduce my debt to income ratio because that threw up flags at first.  

This makes your permit process much faster and reduces requirements for things like solar.With that in mind, whether you convert the garage into an ADU or build a 2nd story on top for an ADU, you might be tearing down and rebuilding either way.

This was golden, because having approved permits reduced his build time tremendously and the deal was located where profit margins are high.

If you just charged her for the part of the bills you have after you collect rent, you're setting a precedent that she gets a free or greatly reduced ride because of what you do and she will grow to expect that across everything in the future.

Quote from @Donovan Hazelton: Pass...ROI isn't high enough (12%+)I can get to 14.97% ROI by offering $7500 less in purchase price and reducing renovations by $5000.

My one takeaway as an investor and househacker would be to not succumb to the voice in your head that keeps focusing on "what can go wrong" - sure, a bit of anxiety is helpful to keep you on top of your game, but too much and you'll always be looking for the bad in every situation. 

I finally figured out how to tag people still pretty new on here so getting used to everything but IMO I would look into having them all separate to reduce the risk.

In reality it doesn't matter how the platforms split the fees between the guests and the hosts, ALL of the fees come out of the guests pockets and reduce the income to the hosts.

On the other hand, if the value of the property were to decrease, this could potentially reduce the profits you would receive upon the sale of the property.Ultimately, the decision of whether to sell or hold onto the property as a rental will depend on your personal financial situation and your long-term goals.