I ask because I was an add in the recent newsletter for www.atminvesting.com offering a special for BP members.

I greatly appreciate any advice you can offer!

HI Rey,Another option of something to offer them is that you'll cover up to a certain amount and any overage, they will pay.

Quote from @Robert Ellis:  stop being so patient and take control of your site get a lawyer stop letting these guys push you around. if you need help give me a message I'll call them up and see why they are stringing you along Appreciate your offer Robert and offering to help :) 

I'm a Realtor in Central Oregon and a client wants me to write a "Subject To" offer.

We were approached with a creative financing offer and it sounds really shady.

Although you can get those wrapped into the loan by making an offer with seller closing credit. 6 months of reserves is a very comfortable cushion to have.

After the Great Recession, he could have moved part of his money to real estate to take advantage but he didn't because he understood that it was a temporary and abnormal situation and not a base to change his business model.So, finally, let's see if US real estate is the right basked to invest in, if one such basket exists.

I appreciate any advise you can offer. 

Although you live miles away, plan a business trip to the area and maybe hire a local attorney to help you track down the owner or owner's relatives and make an offer.