My question is should I treat my 30 yr mortgage like a 15 and try to pay off the house as soon as possible or should I relax & pay my normal mortgage save that extra cash and still refinance 5 years later?

Hello,My insurance premium increased by 12% this year, I did not raise any claims last one year.When inquired the agent replied back and mentioned it’s “normal”and quoted premium increase is also the coverage increase due to inflation.Firstly, is this really normal?

that would not fit a normal RE- agent transaction (which is less than 4% of all US-wide sells).

Normally I would say expand the area and timeframe for your comps but with COVID prices have gone up with the market being so hot right now.

It gives a little more safety to have those students renters, even if it is just a backup renter pool to normal working professionals. 

We have more listings now than we had 3 months ago, both duplexes and SF, but only a fraction of what used to be a historic normal.

If/when you choose to utilize the VA loan, that significantly changes ROI versus a normal buyer putting 5-20% as a down payment. 

Is this normal and am I over reacting or is this really unprofessional and I have a reason to feel frustrated.

If that is, say, 40% for his combined state and federal rate, he will end up earning a whopping 3.5% x (1-0.4) = 2.1%.Are you seriously asking someone to gamble his home and accept 100% of the risk, for a 2.1% return on a loan to someone who has no real estate experience?

@Diane G. normally it's just shown as a general expense within the HOA yearly budget.