Some lenders may verify, with no income verification, but with a higher interest rate, but this is something I need to do more research on and very much welcome any suggestions on any reputable companies I could work with.On that note, I am roughly familiar with a federally insured Title 1 loan that would even be applicable to properties one does not own!

When owners of property we manage ask how long will it take to 'turn it over' the question really translates to this:  IF the property is 'rent-ready' (showable), IF we have access, IF it priced according to market, THEN it normally takes 2--3 weeks for a vetted, fully qualified tenant applicant to sign a lease.3. 

Also easy on documentation (much easier than DTI & other income-based loans), the interest rates are better than the above short-term loans, but not as good as conventional loans (that require DTI and income etc).Most cash-outs aren't greater than 80% of the value of the property.Estimates:HML Loan - 8-14% interest only, short term loans, limited documentation.Rental Loan - 5-9% amortized, 30 year (some options for 15yr), a bit more documentation.Local Credit Unions and banks - 4-8% amortized, 30 year (some options for 15yr), documentation varies but typically requires some debt-to-income.Conventional Loans - 4-6.5% amortized, 30 year with options for 15, documentation heavy.

The problem is that we were just denied on the leasing application.  

We are about to accept an applicant with two college - aged sons (over age 18) who will be living with her. 

They put down one dog on the application.

I’ve also been known to drive past their current residence to see how they maintain it if they fill out an application as part of my screening process. 

Also, you have to find a way to tie into the existing roof in a way that your snow loads do not exceed limits in the way it was built.

After completing the class, running background checks (DBPR tells you how to do on their website) and submitting your application to DBPR, DBPR will qualify you to test. 

Oh, one more thing-- in our area because of the limited number of homes to use-- I don't see them giving much difference for a 3 or 4 bedroom.