***Additionally, a mortgage broker that is able to take a tenant-buyer's option consideration that is paid to me (wholesale lease option deal), and either apply that consideration towards the TB's down payment when the exercise their right to purchase ORdiscount the price of the house.Typically the consideration goes through a third-party escrow account (my attorney's), and that helps with the above.Typically mortgage brokers who understand this type of situation will only submit financing applications to banks they have great relationships and won't have an issue with this type of thing.Thanks in advance!!

Net zero is trying to completely eliminate energy payments or energy input.

I refinanced out and got a 15 year instead of a 30 year with essentially the same mortgage payment.

Some will finance before the 6 months, but the HML your using may have a pre payment penalty if you do.

Typically, this is an obvious no-go, but since I'd be living in the SFH, I'm looking at it as if that is my mortgage/rent payment until I can refinance.  

FMR 700/monthTaxes: $3515/yrAsking Price from seller is $127,900 My offer:Purchase price of $85k with $10,000 down of OPM.Loan amount from seller: $75k at 8% APR, 5 year balloon interest only payments of $500/month.  

I will use the reduction in the down payment to take care of the immediate sewer issue. 

I would like to purchase more rentals but do not have the down payment.

From what I've read, you buy the liens at auction and you don't bid up the price of the lean, rather you bid down the interest you're willing to receive on the delinquent payments.

This cash flow does not include equity gain from making the payment which is in effect additional cash flow that can be obtained with a little effort.