What do other rentals that will be your competition look like (you want to be in the same league)

Talk with some local credit unions, they usually have very competitive terms and are willing to work with you.

If you're buying index funds anyway, then just continue dollar cost averaging.If you are an entrepreneurial investor, and can dedicate the amount of time required to research a company (reading 10-Ks, 10-Qs, understand the company's competitive position, understanding the firms moats), then there might be more deals now than 3 months ago. 

Those lenders that have in house money or access to alternative sources are going to grow past their competition in these coming months. 

It lookslike someone already did a lot of heavy lifting and put up all new sheet rock (and it was done well) But maybe they ran out of money and then ended up getting foreclosed on.

It was heavy report out by their economists meeting after 1 hr ..

And as someone who ran my own business, fitness industry but viewed as a commodity like real estate, I will say if you want to charge more than your competition, you had better have clients singing your praise left and right. 

It just depends on the value of the loan and how much you can get client to pay in origination or underwriting fees while still remaining competitive.

This is a good thing for 'glass half full' people like you who can capitalize on opportunity with limited competition.- With NY Real Estate at a standstill - you have a great chance to research local markets, consider different investment strategies and gather as much information on the process as needed.- FHA is tightening up some of their guidelines.

I would be curious to hear about the competition you've had when buying these homes?