In OR and Portland-METRO, just some items:1) 2009-2010 we were pushing 10% vacancy no price drops, just flat average2) 2009-2010, very few transactions and the ones that got their hand forced by the banks did sell for < market value3) Gross dollar volume in 2020 will be << half of 2016 (the peak year in Portland).4) I still see some price increases, but not at the rate of 2011-2016.5) Vacancies rates are still <5% and any other type of CRE would kill for that6) Rates are getting close to 3% for normal dealsSummary - I'm not seeing a collapse in pricing, but probably flat for the next couple of years here. 

All have similar requirements for seasoning, but the standard rule of thumb is that you can count 75% of your gross rental income to offset your debt.

Gross rents $300k+.

I have a property that we  talked with someone that manages Airbnb and they charge 25% management fee of our gross revenue received.

If by monthly income you mean the gross rent is $900, then $205K ($115K+90K) is way too much to pay.If you mean that $900 is your net income after all expenses (vacancy, maintenance, management, mortgage, etc.), then this could be a good deal.2.

We've sought legal advise and there is no hold over for these types of evictions (gross lease violations).

Similarly in real estate, if I want to build a ADU in the back of my house and it costs $100,000 but rents for gross $24k a year, I'll recoup the cost of the build cost in 4 years.

. - using a larger closing credit but the bank still took 75% of the gross purchase total- bank allowed a seller 2nd lien@Frank Patalano @Anthony Thompson @Bruno C.

Third area: was in the beechfield neighborhood, ended up on Random RD (random is the actual name of the road) and a off market 2 unit multi is in this area and I am thinking ARV is $160K but existing gross rent is $1425.

As a bonus the loan forecasts the future ARV as well as future rental income and gives borrowers 75% of gross rent as extra income to qualify beyond their own personal income.