They're paying for ads so that people take out loans from them - It's their business model, and they do a good job of not loaning too much.

Lou Brown is the genius who came up with this idea, I just model what he does in these situations. 

The business model is incredible and the technology they offer is cutting edge. 

So let that be a lesson, do your personal budget, and always do a forecast before committing to anything.

That's correct on the maintenance - there is no lawn, I'd manage the place myself, the utilities are on the tenants, the house insurance is covered in the $1400 monthly mortgage payment, and I took the one time costs for capex in the first model (but for only one side getting renovated).Side note - I am appreciating all of the input from everyone.  

My mentor told me the grocery store model is best:"You don't want to sell a seller in the grocery store and have to duck around a corner.

.* Federal Reserve Chair Janet Yellen said she still expects to raise interest rates this year if the economy meets her forecasts, with a gradual pace of tightening to follow.While the labor market is nearing full strength, “we are not there yet,” she said Friday in a speech prepared for delivery in Providence, Rhode Island.

I always grab last years models to save.  

I would think that Zillow's automated valuation model should more or less reflect that, specially in a dense metropolitan area.

The following week another sold in there for 127k and the week after that the most recent closing for exact model match is $132k.