HOWEVER, credit score isn't the only factor, so don't assume that just because you have the minimum FICO needed that you will automatically qualify. 

Whether you select an ARM or a Fixed Rate mortgage will depend on several factors: 1.

Now, I am not saying that understanding the fees or negotiating fees isn't important but it is nowhere near as important as other factors.

It includes money toward acquisition and it includes rehab money held in escrow.A very common product for anyone flipping or doing the BRRRR method.

Lets you take advantage of the novelty factor for guests without long-term tenants getting stir crazy.I know a few people that are very active in the Tiny House space (movement?

They also require annual licensing so be sure to include that in your operating costs. 

My main concerns about Florida include: Chinese Drywall (very toxic; found in older homes); HOA Restrictions; Lots of people/crowds; sinkholes (properties sinking into the ground); Red tide (dead fish found on beaches due to algae bloom); Homeowners Insurance costs (w/older roofs); Mold; Hurricanes/Flooding , New construction (not always built to quality)... these are the most common issues found in the Florida market.What zip codes would you recommend for a single family investment property under 300k to mitigate these concerns? 

Consider factors like potential tax implications and long-term financial benefits before making a decision.

I said I really wanted this deal because of the numbers I got back after analyzing it, not realizing that there are more factors to consider like the ones you mentioned in the reply.

If the buyers buy the right property, the cash flow should be more than enough to cover all the costs, including that of the financing.