and it might effect their personality. 

The repayment terms for a 401k participant loan are equal monthly/quarterly payments of principal and interest (typically prime plus 1%) over a 5 year term (longer if used to acquire your principal residence).Please note that if you take a full $50,000 and then pay back the loan, you can't take another $50,000 until 12 months after the first loan was fully paid back.Per the loan offset rules that went into effect with the 2018 Tax and Job Act: if you leave your job and the loan is current at the time you leave your job but then the loan goes into default because you left your job, you will have until your tax return deadline (including any timely filed extension) to make the loan current by depositing the outstanding balance into an IRA (and thereby avoid the taxes and penalties that would otherwise apply).Please keep in mind the multiple loan rules:Under those rules, the sum of the balances of a participant's outstanding 401k loans under a single 401k plan (using the highest outstanding balance of each loan over the last 12 months) can't exceed 50% or $50,000 whichever is less.

They have been quite cost effective for me.

The lodging establishments that are currently feeling the effects the most are the hotels near convention centers.

This Consent order needs to be approved by a judge to be effective.

The engineer can also tell you how that basement crack is going to effect the home long term.

Although in high rises they usually have a continuous fan on the roof pulling the air from the bath constantly.Remediate the mold in the most effective way and install a better performing fan.Good Luck.

The CA multifamily market is on the verge of softening with recent (and upcoming) rent control legislation coming into effect, leading many investors to sell / move their capital out of state.

Local economies have a big effect.

Here is a great article on house hacking your vacation rental: https://www.biggerpockets.com/member-blogs/10042/64779-8-ways-to-effectively-hunt-for-your-vacation-house-4-free