However if the clog was found in the main of a particular unit before it joints the main to the street. then by all means approach that tenant with a bill, Hopefully you took some pics of the stuff that you took out so you can prove your case.

I wish I had private funding for all this to skip the FNMA stuff. 

Stuff happens.

As a landlord you need to know this stuff any how.

I can't threaten to quit or refuse to train someone on the stuff I do so that they can't fire me.

I hit the add to cart button & ship everything to my handyman or cleaners.I send my handyman and/or cleaners images of the renderings & tell them “I ordered you a bunch of stuff - make the room look like this please & send me some updated pics when its complete”This is how I get around my lack of design skills without overpaying.The nice thing about this too is the large margin for error when the prices are this low.

That might get you some of what you need.Other options:1) Find a partner investor who can provide cash in exchange for equity/profit.2) Sell stuff. 

You'll need to sound like you know your stuff before anyone will listen.

This starting stuff is what I could really use some guidance with. 

Very minimal stuff in the units and they will be single occupancy.