Things I was blinded to because my goals frequently fog my view of the present.What she didn't say - is that we COULDN'T buy a multi family property.

The bathtub is a bit worn and prone to frequent staining..The material is fiberglass.What are the best options for fixing? 

These are called DSCR loans and you'll see them frequently referenced on this site.

We keep our finances very independently of each other and so far pay separate rents due to my frequent absences and travel.We just submitted paperwork to get approved to buy, and will start looking at properties soon.  

The turnover between my furnished units will be frequent enough that it would save me the headache of trying to find someone reliable to do them or from having to travel myself.

Renter's warehouse is a company that frequently fails to perform their contractual obligations.

But respect does dwindle with unwillingness to understand certain facts of a situation and procedures typically involved.As a professional certified appraiser for decades (performing 1,000's of appraisals and reviews) and a licensed agent/broker for as long, and previously living and frequently visiting that area, and specifically researching the local market data in that area, I have a pretty informed view of complexities with an assignment there.

Check with an attorney and/or with a public insurance adjustor because I work with insurance companies frequently and they are notorious for lying to customers to deny claims.

If you do the interest only option, try to make frequent weekly or bi-weekly payments as your interests is calculated daily and is based on your outstanding balance. 

I would buy all the vacant lots up behind the Motor City Casino as I think that's the next section that would be easiest to rebuild