It is a legitimate dwelling as its metered separately and has its own address.

A dwelling in which somebody else will live.

I explain that on my condo, house and accessory dwelling unit alone here in Los Angeles will net approximately $100,000/year with 3% appreciation in 30 years.   

The single dwelling house is KING and will be for several months. 

A guesthouse shall not: +5(1) Provide more parking than the one required space; +5(2) Be advertised for occupancy through any print or electronic media or through placement of signs on the property; +5(3) Provide separate mail service or have a separate address from the primary dwelling unit; or +5(4) Be separately metered for utilities. +5

Some companies that allow their personal lines forms (dwelling/fire) to cover an LLC, will ask if that LLC is used for any other business.  

I was aware you are suppose to have the intention to occupy 50 percent of the dwelling for a year so a 3 and 4 plex was out of the question however i know a couple of people who have told me they bought some with an fha loan in the PAST.

If you wait to rent your first dwelling for after you move out, that is when you open business and manage the property.

More people are grouping together in multi-family dwellings. 4 BR Duplex are holding steady.

Technically the LLC has an insurable interest in the property and not you which could be grounds to deny the claim.A dwelling fire policy can be added to your personal insurance for a limited number of small investment properties.