I did find a couple of investor friendly insurer options on this site so hopefully that bears a couple good options.

., the best way to find out this info is call the zoning department for the city or county depending on where the property is located.I am assuming you are looking at a property with a home already on it thus the ADU's.

So where is the catch?

I went through a 750,000 openhouse with sold/pending sign that had a 100 foot 32000 volt high tension tower so close I could hit it with a baseball (in my youth).

A client can also close on a new property in less than 45 days so no long closing or pre construction risk. 1031 exchanges are easy to fulfill with our model. 

So just utilizing the code will allow them to enter the property.

I'm not purchasing this property at a discount so I want to make sure it's worth it.

They aren't W2 employees as we are commission based so, how much does the LLC provide them with protection?

I would get with your property manager if you have one, or call one and offer a consultation fee for their time on how to go about structuring the invoice.

If you have had positive experiences with insurance providers in the area or know someone who provides excellent coverage tailored for vacation rentals, I would be grateful for your recommendations.Additionally, during the property inspection, we found a few minor repairs that need some attention before we officially welcome guests.