We see it all the time where a company grandfathered in a certain type of risk (ie motels or apartment storage units) and no longer have the appetite to underwriter this type of risk anymore usually due to losses incurred from the risk category.

Perhaps a better way to do it is put the riskier properties on one and the less risky in another. 

OrIs it too risky because of the cheaper, more experienced competition?

So maybe yours has decided that MF is too risky right now.I would suggest you follow their advice -- find a new lender, pronto.Try searching on Bigger-Pockets.

But if you have to wait for prices to drop and then go back up, you'll have to wait a little longer.So if you're buying something for a long hold, a "set it and forget it" proposition, it's not a terrible thing to buy now before prices soften in the next year, which many forecasters predict.

HOAs that pay for roofs and exterior maintenance are a little more risky because you're relying on the money manager to retrieve/assign the correct amount of funds.

Couldn’t it be considered more risky to have all your own money tied up in that house?

Account Closed If you have $8K of deposits at risk, I think it's worth contacting an attorney to see if they can find a way out.

One of his guys can make custom cabinets is a VERY fluffy description re quality of workmanship, materials, design, hardware, finish, etc....Seems risky, and custom cabinets in a rental is like a Rolls Royce hood ornament on a Ford Escort.Just my 2 cents.

Yes you are putting up your 'credit score' as risk I suppose but he is putting up cold hard cash on the deal.