At the same time, I am currently in BK Chapter 13 repayment plan until November this year.

In all honesty, sounds like the best option here might be to find a way to increase your income so you can live more comfortably.Can you house hack?

To choose the loan choice that best suits your financial objectives and preferences, compare options including conventional loans, FHA loans, VA loans, and down payment assistance programs.

Option Two - Has a $2500/5% Hurricane Deductible.

After you buy the building you always have the option down the line of selling and pulling out your equity or refinancing and keeping the building if it makes sense for you.

If you have time to chat, I'd be happy to discuss options. 

Selling the rental property within the next three years to avoid capital gains tax could be a viable option if you're concerned about tax implications and don't see significant benefits from holding onto the property.

Instead of focusing solely on typical tourist destinations, consider exploring areas surrounding National Parks, state parks, or unique outdoor recreation spots that lack sufficient lodging options, presenting a prime opportunity for short-term rentals (STRs).

Is a NNN broker the only option?

My question is whether or not I should consider this option to help speed up the sale.